Moving To Ontario – What You Need to Know

Are you moving to Ontario from another province?

Moving can be stressful and there’s a lot to think about before you move and after you have moved. Our Huronia Insurance brokers offer the following tips on what you need to know when moving to Ontario.

About Ontario

Ontario is Canada’s second largest province. Ontario’s largest cities like Toronto, Ottawa, Hamilton, Kitchener, and London offer access to a rich variety of dining, entertainment, and arts and culture; everything you might want in an urban setting. Ontario also has over 250,000 lakes and 335 provincial parks that offer exceptional summer and winter opportunities for anyone that loves nature. Ontario is yours to discover… you will love it here!

Before Moving to Ontario

Whether moving to a different city or a different province, some of the things you will want to research before you move include:

  • Proximity of schools, transportation, and other amenities like shopping, recreation, etc.
  • Proximity of your new location to your work
  • Proximity of hospitals and other medical facilities, especially if a family member has medical needs


Many people moving to Ontario come here because they already have a job opportunity waiting for them. If you will be looking for work in Ontario, be sure to do some research in advance of your move. Will you be able to transfer any certifications you hold? If not, what training will you need to upgrade your skills in order to qualify to work in the province of Ontario?

New to Ontario Drivers Licence

Regardless of what province you are moving from, we recommend you obtain an original driver abstract from the Ministry Of Transportation.  Also, it is very important to get your insurance experience letter from your current insurance provider. This will help show your previous driver experience and help your Ontario insurance company to assess your insurance needs and better insurance premiums. Call one of our Huronia insurance brokers at 1-866-955-8386 if you have any questions regarding your driver’s licence or auto insurance in Ontario.

After Moving to Ontario

Below, our Huronia Insurance brokers outline some of the things you will need to attend to once you have moved to Ontario.

Home & Tenant Insurance

Homeowner’s Insurance – If you are buying a home in Ontario, contact our office to inquire about homeowners insurance. We can help you with everything from condo insurance to farm insurance, cottage insurance, and rented dwelling insurance (for anyone who owns a home with a rented suite or mortgage helper). We also offer seasonal dwelling insurance.

Tenant Insurance – If you will be renting in Ontario, talk to us about tenant insurance coverage, since most landlord insurance will only cover the building itself and not your personal contents.

Business Insurance

If you are moving to Ontario to start a business, Huronia Insurance Group also offers a full suite of business insurance products including retail insurance, specialty business insurance, and contractor insurance coverage in Ontario.

New to Ontario Health Card – OHIP Insurance

Once you move to Ontario you will also need to apply for the Ontario Health Insurance Plan (OHIP) right away. You will need to acquire your OHIP health card as soon as possible since your old medical coverage (from any other province) may not be valid in Ontario.

Ontario Drivers Licence & Auto Insurance

Once you move to Ontario you will also need to apply for your Ontario driver’s licence within 90 days. You will also need to acquire Ontario auto insurance and licence plates if you are bringing a vehicle into Ontario from another province. Legally, you can only drive with an out-of-province licence plate for up to 60 days.

About Huronia Insurance Group

Huronia Insurance Group in Barrie Ontario has been providing Ontario residents with homeowners insurance, auto insurance, and business insurance services for more than two decades. We service clients from Barrie to Toronto and all points in between.

If you are moving to Ontario and need help with any of your insurance needs, please contact our Huronia office at 1-866-955-8386 or send us an email. We can also be contacted through our online contact form.


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