You need business insurance in Ontario if you own your own business or are you thinking of starting one. In a world full of risk it is essential to have the right insurance coverage.
Regardless of the type of business you run, Huronia Insurance Group, located in Barrie, ON (and serving the GTA), can offer you the most comprehensive coverage for business insurance in Ontario.
Get the right insurance coverage specific to your needs including:
Call our Barrie Business Insurance Advisors for a Quote!
Toll free: 1-866-955-8386
Our Barrie business insurance brokers can help you comparison shop rates from many of Canada’s top insurance companies. Your business will get the best protection it needs against unexpected losses that could otherwise become a serious threat to your business and your livelihood.
The types of coverage available for business insurance in Ontario may include, but are not limited to:
One policy that provides protection against liability for all vehicles within your fleet so that employees have coverage regardless of which company vehicle they drive.
In the event of a disaster (flood, earthquake, fire, etc.) businesses are compensated for loss of income if the business needs to close or needs time to rebuild.
Manufacturing and industry generally require equipment breakdown insurance coverage to recoup the cost of equipment repair or replacement, as well as cover any property damage possibly caused by the breakdown.
Also known as fidelity insurance, this type of business insurance in Ontario insures your company against financial loss due to criminal activities such as fraud, forgery, and employee theft.
Should your company become involved in a lawsuit (or third party claim), this coverage allows business owners to protect themselves and their company against financial liability, as well as any additional legal defense expenses.
D&O liability insurance will not cover intentional illegal actions but will reimburse company Directors and Officers for losses or defense costs due to legal actions taken against them.
E&O liability insurance (aka malpractice or professional liability insurance) helps to protect your company and your employees should a client or customer make a claim against you for professional negligence.
If your business activities involve producing, processing, storing, transporting, or handling potential contaminants that might negatively affect or damage the environment you will need environmental protection insurance.
Our Barrie business insurance brokers can explain this unique type of insurance, which is designed to provide coverage for single or multi-day special events that your company may host, manage, or sponsor (and may or may not include liquor). This helps protect your company against a variety of risks including reputation, financial, and legal risks.
Protect your company against theft, vandalism, fire, flood, and other natural disasters that might threaten your physical assets including your buildings, equipment, inventory, electronics, landscaping, etc.
Our Barrie small business insurance brokers can assist with this type of coverage, which goes above and beyond your other insurance coverages and includes areas excluded within your other liability policies.
If your company hosts a sporting or recreational event where a participant or spectator might possibly be injured, you could be held liable.
Surety bonds can be purchased to protect your business against failing to deliver up to expectations and/or standards. For example, a construction company may not be able to deliver on a bid within a given timeframe or to a certain standard. Often, surety bonds are required by contractors.
Visit this Insurance Bureau of Canada document for more information and facts about business insurance coverages.
The goal of our Barrie business insurance brokers is to simplify insurance for you and your business, and ensure that you have the proper deductibles and policy limits in place. Your business insurance broker will work with you to determine the correct amount of coverage and options required, whether you run a home-based business, a small business, or a large corporation.
We also offer payment plans on all of our Ontario business insurance products and include a 24-hour claims hotline. Ask us about business risk insurance.
Let us comparison shop for you and help you save on business insurance in Ontario.
Contact us online to request a commercial insurance quote today, or call us Toll Free at 1-866-955-8386.GET A QUOTE