Trades – We Can Help With Your Unique Insurance Needs
If you work in Ontario and need specialty trades insurance, call our Huronia business insurance brokers at 1-866-955-8386.
We understand tradespeople and the unique insurance needs that each requires. Huronia works with many of Canada’s top business insurance providers. Coupled with our extensive industry knowledge, we are able to offer many affordable trades insurance options for anyone in the specialty trades.
Make sure your employees, your reputation, and your trades equipment are all adequately protected.
Three General Categories of Tradespeople
The trades industry is quite diverse but can be broken down into three general categories:
1. Builders, Installers & Renovators – Contractors who work primarily with their hands to build, install, or renovate for clients such as a carpenter, general handyman, painter, framing contractor, HVAC contractor, drywall installer, plumber, pipe fitter, painter, electrician, landscaper, concrete installer, etc.
2. Consulting & Creative Services – Contractors who provide specialized consulting and creative services such as a software developer, writer, web designer, social media person, interior designer, photographer, or a specialized consultant for marketing, operations, IT, etc.
3. Specialized Goods & Services – People who sell products as well as offer specialized services such as a baker, tailor, seamstress, apparel designer, craftsperson, furniture maker, etc.
Type of Trades Insurance Coverage
Talk to our Huronia business insurance brokers about the different kinds of trades insurance coverages available including:
Many tradespeople work out of a commercial space. Whether you own or lease, be sure to protect your workspace with commercial property insurance. With property insurance, you will be covered in the event of any damages or loss caused by fire, water, accidental breakage, equipment theft, etc.
Contractor Liability Insurance
If you are in the trades industry, our Huronia service industry insurance brokers recommend that you protect yourself with all risk contractor liability insurance. We can help you understand what each of the coverages mean including contractors bid bond insurance and wrap up liability insurance, if required.
Trades Equipment Insurance
Most tradespeople, like carpenters and electricians, rely heavily on their equipment to do business. If this applies to you, then we highly recommend you consider getting equipment insurance including:
Cost of Equipment Coverage
Equipment Breakdown Insurance
Business Income Insurance
Make business interruption insurance a part of your business income insurance coverage. In the event of a disaster, theft, vandalism, or equipment breakdown, you will be reimbursed for the income you would have received had the unfortunate event not occurred.
Commercial Auto Insurance
Many people in the trades also require commercial auto insurance coverage. Whether you need single commercial vehicle insurance coverage or commercial fleet insurance, we can help you there as well.
About Huronia Insurance
For more than two decades, Huronia Insurance Group has been serving contractors and tradespersons in the southern Ontario region between Barrie and Toronto.
In that time, we have developed great working relationships with many of the top Commercial Insurance Companies in Canada. Let our Huronia trades insurance brokers answer any questions you may have about insurance coverages you should consider. We offer personalized business insurance services that cater to your specific needs.