Homeowners Insurance in Ontario

Homeowners Insurance
Protect Your Home & Contents

Homeowners insurance protects our most valuable possession, which is often our biggest investment.

That’s why, when it comes to homeowners insurance in Ontario, you need a home insurance broker who will take the time to make sure that your home and contents are insured adequately against all unforeseen damages or loss.

In 2016, most of us across Canada watched in horror as forest fires destroyed practically the entire city of Fort McMurray in Alberta. Sadly, many of those lost homes did not have adequate homeowners insurance. In fact, many homes right here in Barrie (and across Southern Ontario) are also underinsured…and most homeowners don’t even realize it.

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Call toll free at 1-866-955-8386

How to Save Money on Home Insurance

Each year the cost of homeowners insurance in Ontario continues to rise, which is something that is beyond our control. Huronia Insurance Group in Barrie remains committed to helping you to comparison shop, so you can get the absolute best value at the lowest possible price. Let us show you how you could be eligible for available discounts on your home insurance policy.

Here is a short video that outlines what you can do to save on your Ontario home insurance:

What Would You Do If You Had To Replace Your Home?

The rising cost of home construction means your home might be underinsured for today’s market. If your homeowners insurance doesn’t insure your home to value, you could stand to lose tens of thousands of dollars.

Don’t be tempted by lower house insurance premiums that won’t cover you for the actual cost to rebuild your home in today’s market.

At Huronia Insurance, we make sure our Ontario homeowners understand the importance of insuring to value. We’ll help you calculate replacement costs accurately to reflect today’s market and suggest the best home insurance coverage possible, so you won’t be underinsured.

Going Beyond Homeowners Insurance Basics

Natural disasters are unforeseeable and happen all the time. Huronia Insurance can discuss additional homeowners insurance coverage options beyond your basic home insurance policy such as:

Earthquake Insurance Coverage – Basic home and property insurance policies don’t include damage caused by earthquake. Eastern Ontario lies within an earthquake zone and there is a high probability of experiencing an earthquake within the life of your home ownership. Consider adding earthquake insurance coverage to your Ontario home insurance policy.

Theft Insurance Coverage – On a basic home insurance policy, theft coverage for your valuables might also be limited. For example, if you own valuable heirloom jewellery, Canadian insurance companies often limit basic coverage to only about $5,000.

Our Barrie insurance brokers will help you assess the value of your home, your contents, and your most valuable possessions so that in the event of loss or damage you won’t be underinsured. As you can see, not every homeowners insurance policy is created equal. Sometimes, going beyond the basics is necessary.

You can find more information on home insurance on this Insurance Bureau of Canada webpage.

Ask Us About Ontario Home Insurance Types

There are many types of insurance for homeowners in Ontario including:

  • Dwelling insurance
  • Home contents insurance
  • Unoccupied home insurance
  • Seasonal home insurance
  • Rental property insurance
  • Condo insurance
  • Mobile home insurance

Huronia also offers high risk home insurance policies. Call our Barrie home insurance brokers toll free at 1-866-955-8386 to learn more.

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AREAS WE SERVICE

Simcoe Region

Barrie
Innisfil
Orilla
New Tecumseth
Wasaga Beach

York Region

Toronto
Aurora
New Market
Richmond Hill
Vaughan

Durham Region

Ajax
Oshawa
Pickering

Halton Region

Oakville
Burlington
Milton

Other Counties

Dufferin
Halton
Muskoka 
Northumberland 
Ottawa 
Peel 
Sudbury 
Thunder Bay
Waterloo 
Wellington 

Condo Insurance - image of a row of condo units - Huronia Insurance Group

Have More Questions About Ontario Homeowners Insurance?

If you still have questions and would like to speak with our Barrie home insurance brokers about the type of homeowners insurance you might need, please call us toll free at 1-866-955-8386 or send us an email.

Huronia Insurance Group Services

We service communities in Barrie & the GTA including:
Innisfil, Bradford, Wasaga Beach,
Angus, New Tecumseth, Vaughn, Aurora,
Orangeville, Richmond Hill, and more!

Home Insurance Policies

Huronia Insurance Group is here to help you keep your family and belongings protected from the obstacles that can arise in life.  Whether you rent or own, we can tailor an insurance policy for both building and contents that offers you the protection you need at a price you can afford.

We offer the following types of homeowners insurance policies that can provide coverage to protect the building, contents, and even yourself (personal liability):

  • Home Insurance
  • Renter/Tenant Insurance
  • Condo Insurance
  • Townhouse Insurance
  • Strata Insurance
  • Cottage/Vacation Home Insurance

We offer home insurance discounts for:

  • Homes with burglar alarms installed
  • Newer homes
  • Being claim free
  • Multi-Policy Discount
  • Non-Smokers
  • Loyalty

Consider combining your home insurance and auto insurance with Huronia Insurance Group for even more savings! Call us toll free at 1-866-955-8386 or send us an email for a no-obligation quote!

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