Risk Insurance Companies in Ontario

For High Risk Drivers, Homeowners & Business Owners

Huronia Insurance Group in Barrie ON offers risk insurance services to drivers, homeowners, and businesses throughout Ontario. Huronia has excellent working relationships with a number of high risk insurance companies in Ontario including, among others:

Coachman Insurance

  • Personal insurance coverage for individuals including risk reduction, home and condo insurance, tenant insurance, and auto insurance.
  • Business insurance coverage for small businesses and large enterprises including contractors, retail, manufacturing, fabrication, and even cargo insurance.

Echelon Insurance

  • Specialty auto insurance coverage for individuals and businesses including non-standard auto insurance policies, collector vehicles, RVs, motorhomes, and travel trailers.
  • Specialty insurance programs including commercial property and liability insurance, plus legal, creditor and warranty insurance coverages. (Not available through Huronia Insurance until fall of 2016.)

Jevco Insurance

  • Specializing in non-standard personal auto insurance coverage for people that are in need of high risk driver insurance.

Perth Insurance

  • As part of the Economical Insurance Group, a leading Canadian Insurance Company, Perth offers property and casualty insurance coverage including personal insurance for auto and property.

What is Risk Insurance?

In essence, all insurance is risk insurance in that there is always the probability that the insured event will occur before the premiums that are being paid will equal or exceed the benefits being paid out. With insurance, risk is always assessed first and then insurance premiums are adjusted according to amount of risk that has been assessed.

As an example, a young new male driver would be considered a poor insurance risk and therefore would be expected to pay higher insurance premiums.

Insurance for High Risk Drivers

Huronia Insurance can help you obtain high risk drivers insurance in Ontario. Drivers may be considered high risk for any of the following reasons:

  • At-fault collisions
  • Careless driving charges (including racing)
  • Driving while under suspension (or without insurance)
  • Young, newly insured drivers
  • Multiple insurance claims
  • Multiple traffic convictions (speeding, cell phone use, DUI, etc.)
  • Insurance payment negligence
  • Cancellation of insurance for non-payment

High Risk Home Insurance

Huronia Insurance also works with high risk homeowners to obtain homeowners insurance coverage. Homeowners may be considered high risk for various reasons, including, among others:

  • Multiple insurance claims
  • Multiple mortgages
  • Older homes with poor electrical, plumbing or insulation issues
  • Rural properties in areas prone to natural disasters like flooding and tornadoes
  • Cancellation of insurance for non-payment

Business Risk Insurance

There are 5 key areas of business risk insurance in Ontario that Huronia Insurance offers coverage for including:

  • Business property insurance
  • Business crime insurance
  • Business interruption insurance
  • Commercial general liability business insurance
  • Business equipment breakdown insurance
Contact Huronia Insurance Group
Offering 199 Years of Combined Experience
Call 1-866-955-8386 OR


Simcoe Region

New Tecumseth
Wasaga Beach

York Region

New Market
Richmond Hill

Durham Region


Halton Region


Other Counties

Thunder Bay

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Huronia Insurance Can Help!

Contact Huronia Insurance Group if you need high risk auto, high risk homeowners, or business risk insurance and are looking for risk insurance companies in Ontario.

Your best insurance is an insurance broker!

Call our Huronia Insurance brokers toll free at 1-866-955-8386 or send us an email and let us provide the necessary expertise and peace of mind you need when protecting your most valuable assets.

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